±Free
Loan calculator
Estimate fixed monthly payments and total interest.
Use principal, a fixed nominal annual interest rate and a term in months to estimate equal monthly repayments. The monthly rate is the annual rate divided by 12, and the result also shows total repayment and total interest. A zero interest rate divides the principal evenly across the months.
How to use
- Enter your text, values, or image.
- Adjust the options and run the tool.
- Copy or download your result.
Limitations and details
The model accepts 1–1200 whole months and nonnegative principal and rates; it excludes fees, tax, rate changes and early repayments.
Frequently asked questions
Is this tool free and private?
Yes. All 300 tools are free in this phase. Processing happens in your browser; your input and files are not sent to our servers.