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Present value
Discount a future lump sum at a constant annual rate. Estimate only; verify assumptions, fees and taxes.
Present value equals the future amount divided by (1 + annual percentage rate ÷ 100) raised to the number of years. The tool also returns the future amount minus present value; 1,210 due in two years at 10% discounts to 1,000.
How to use
- Enter your text, values, or image.
- Adjust the options and run the tool.
- Copy or download your result.
Worked example
Example input
Future amount: 1210 Annual discount rate (%): 10 Years: 2
Example result
{
"presentValue": 1000,
"discount": 210
}Limitations and details
The annual rate must exceed −100%; this model handles one future amount rather than a series of dated cash flows.
Inputs and options
- Future amount
- Number · Minimum: 0
- Annual discount rate (%)
- Number · Minimum: -99.99 · Maximum: 10000
- Years
- Number · Minimum: 0
Frequently asked questions
Is this tool free and private?
Yes. All 300 tools are free in this phase. Processing happens in your browser; your input and files are not sent to our servers.